Walmart pre paid card

Is the Walmart Money Card Really a Good Deal?

Walmart pre paid cardThe Walmart Money Card is a prepaid debit card you can use to make purchases wherever Visa or Master debit cards are accepted. There are plenty of options when it comes to these types of cards, so is this really the best one?

Prepaid debit cards have surged in popularity over the years as more and more people look for ways to avoid the high overdraft fees from their banks. It’s not surprising to run into trouble with a checking account because the bank will let your card go through even if there isn’t money to cover the transaction, just so they can collect their NSF fee. It’s how they make money.

The claim of the Wal-Mart Money Card is that you won’t have to worry about overdrawing your account because if there aren’t sufficient funds to cover the sale they won’t let it go through. That means you don’t have t o live in fear of having your account go in the red.

The hype is that the card is offered by Wal-Mart, one of the biggest corporations in the United States. This means that they don’t really have to do much in order to get people to use their cards other than have the cards available for purchase at each register in their stores.

One of the biggest considerations when looking at the different prepaid debit cards available is how much it costs to use the card. Since they won’t charge you NSF fees, they’ve got to make their money somewhere, and each card is a little different in this regard. The Walmart Money Card has many free ways to load money onto it, including having your paycheck directly deposited onto it. There are also many ATM machines you can use to take out cash without a fee. There are certain transactions that you can do that incur fees, and we’ll break them down for you now:

It’s $4.95 to initially get the card, and it costs $3 to put cash on the card if you do so at a Wal-Mart location. There’s a $3 monthly fee that occurs regardless of your balance or how many transactions you make. It’s $2 if you withdraw money from an ATM that is not in their network, and it’s $1 if you want to check up on your balance. There’s also a $3 fee assessed in the event that you lose your card and need a replacement issued.

The nice thing about a prepaid card is that you don’t have to do much in order to buy it,or use it. You don’t have to keep a minimum balance, you don’t have to make a certain number of transactions each month, and you don’t need to reorder checks since it’s all done online.

The Wal-Mart Money Card is a good choice for most, especially if you’re looking for a new place to have your paycheck direct deposited. If you go that route you won’t be paying much of anything to access your money, and you won’t have to pay check cashing fees anymore. As long as you’re making purchases online or using one of the free ATMs that are available it’s virtually free to manage your money.

There are very few instances where you need to have an actual credit card these days. Renting a car is one of those times where a real credit card is preferred if you want to avoid a credit check or a large hold on your debit card. There are also other times when a credit card is needed, but the vast majority of transactions and locations will take your debit card. It’s important to note that you can still sign for you purchases by opting for the Credit option at merchants. The Debit option should be chosen when you want cash back or you otherwise would prefer to enter your PIN number to complete the transaction without a signature.

One of the top competitors out there is the AccountNow card, and this has many similar features to the Wal-Mart card, they both allow you to direct deposit funds onto the card, they both have a network of ATMs where you can access your money for free, and they both allow you to manage your account online. The only difference is in the fees, and it seems that the Wal-Mart card has a more consumer-friendly fee structure.

Final Walmart Money Card Review

The Wal-Mart Money Card is getting our Thumbs Up rating based on user reviews, the fee structure, the fact that you can load the card with a direct deposit or a Green Dot pack, and the convenience of having it through Wal-Mart, that has locations all across the country. At $36 a year in monthly fees you’d need to overdraw your account just one time at most banks to cover that. This makes it an attractive option for those that just want to keep things straight up.

With the right prepaid card in your hands you can virtually take away the need of a traditional checking account. Almost every transaction you can imagine can be handled wither with a debit card or with cash. If you’re tired of paying overdraft fees, or even just tired about worrying about overdrawing your account, a prepaid card is the way to go, and this Wal-Mart offering is one of the better ones out there.


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Walmart pre paid cardWalmart is available to shop at all across the United States, as well as the world. They sell food, clothes, tools, toys, cell phones, electronics, pretty much anything you could be looking for to help ease your shopping experience. Now they are even offering a prepaid debit card to help even more. If you are tired of your debit card and looking for something else, this debit card could be the answer you have been looking for.

The Walmart MoneyCard is a prepaid debit card, that can be reloaded at any time. It doesn’t require you to have a credit check, or have a bank account to open this debit card. Plus, Reloading the money onto the card is easy and can be done in six different ways. You can reload by cash, cashing a check, direct deposit, online transfer, through Walmart money centers, or through MoneyPak. If you reload your card by cash, it can be done at any Walmart register for a fee of $3. The $3 fee will also apply if you reload your card through the Walmart money centers. If you don’t want to pay that $3 fee, you can reload your Walmart MoneyCard for free through cashing a check at Walmart, direct deposit from your paycheck or government check, or by transferring money directly from your bank. Right now, if you reload your card using direct deposit, you will receive a $10 bonus.

This debit card doesn’t have an overdraft fee, but if you are trying to make a purchase and you don’t have enough funds loaded on the card, your transaction could be rejected. You will then be responsible to pay the amount that wasn’t covered immediately. There is no minimum balance required to keep on the card. This card comes as a Visa Card or a Mastercard, so it is accepted where ever these two cards are accepted. That means you can use your Walmart Prepaid Debit card to shop online, get cash, pay your bills, use the ATM, or whatever else you would normally use a debit card for.

When it comes to choosing the right bank and debit card, you should always choose a bank that is FDIC insured. The Walmart Prepaid Debit card is one of those. You know your money will be protected because it is FDIC insured. Plus, your money will be protected if your card becomes lost or stolen.

Walmart is also offering the option to receive one percent cash back for gasoline purchases used with the Walmart MoneyCard across the nation. Rules and guidelines apply for this cash back bonus.

FeesWalmart pre paid card

The Walmart MoneyCard does come with some fees. As previously mentioned, there is a $3 fee if you reload your card by using cash, and other fees that could vary if you reload your MoneyCard through Green Dot locations other than Walmart. There is also a monthly maintenance fee of $3. That fee will be waived if you reload over $1,000 onto your Walmart MoneyCard each month. You will also be charged fees for ATM transactions, replacements cards if your card is lost or stolen, a fee for personalized cards, and foreign transactions.

The Walmart MoneyCard is easy to apply for and can be done online. The application process is quick and only takes 60 seconds to complete. Once you have been approved for the Walmart MoneyCard you can follow your transaction and know the balance on your MoneyCard online, through the official website.

The Walmart MoneyCard is available now and the $10 bonus for transferring money to your prepaid debit card through direct deposit won’t last long, so if you feel this card is right for you, apply now!


Pay in Store: Yes. You can pay your Walmart credit card in stores.

You can reload your Walmart MoneyCard each month too!

Walmart pre paid card

  • Walmart pre paid card
  • Walmart pre paid card
  • Walmart pre paid card
  • Walmart pre paid card

  • TAG : * A $5 Walmart gift card for 200 Paisley Points

MoneyPak by Greendot is another prepaid money card, but you can add funds to your Walmart Prepaid card with funds from MoneyPak if you also have the MoneyPak prepaid card. There are fees associated with this transaction, but the fees vary.

Need to make your Walmart credit card payment or login to view your statement or manage your account online? Walmart is a truly vast company. It is the third biggest public corporation in the world, and the biggest private employer in the world, let alone the biggest private retail employer. With thousands of stores in 15 countries, Walmart is a discount and wholesale retailer, with its bulk purchases allowing for low prices, proving extremely popular with consumers in the US and elsewhere. If you are a regular customer at Walmart, then you could benefit from applying for one of their credit cards. This article covers the credit cards that Walmart have to offer, their offers and rewards, with terms and conditions info and a guide to making a Walmart Credit Card payment. To make a payment online or manage your account, follow the link provided below on this page to the Walmart credit card login. You will also find useful “pay my bill” information such as the credit card customer service number, payment mailing address, and billing phone number below.

There are a number of ways to pay your Walmart credit card balance. You can pay over the counter at any Walmart store, and payments are sent securely via CheckFreePay or MoneyGram. You can pay by cash, debit card, or Walmart money card.

Pay by Mail: The Walmart credit card payment mailing address is: Walmart, PO BOX 530927, Atlanta, GA 30353 0927. Please include your Walmart account number on your check. Your account number is located on your statement. To ensure your Walmart payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.

Walmart offer two credit cards to its customers; the Walmart Credit Card and the Walmart Discover Card. The cards are very similar in terms of benefits, though the Discover card also lets you use the card anywhere where Discover is accepted, unlike the other which can only be used at Walmart stores.

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2015 Walmart MINIONS GIFT CARD VALUE 5.00

* A $10 Walmart gift card is 350 Paisley Points

Once the balance on this Walmart prepaid card is exhausted, no more purchases can be made unless the balance is replenished by the cardholder. The card can be used any place Visa is accepted, including point-of-sale, online and reservation transactions.

* A $20 Walmart gift card is 500 Paisley Points

You can load cash of any amount onto your card at all Walmart locations, or use the MoneyCenter Express located in select Walmart locations. There is a fee associated with adding funds using these options. You can also use another PIN-based debit card to load funds onto your Walmart Prepaid card in-store.

Here are the most common fees for the Walmart MoneyCard:

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Don't have a Walmart Credit Card

The Walmart MoneyCard is different. You have to load or add funds directly on the card, at which time you can use the money card like a credit card.

Sign up to have your paycheck directly deposited to your Walmart Prepaid card. There is no charge to add funds to your card using this method, and Walmart occasionally offers promotions that give you a one-time cash bonus for signing up.Recently, I’ve received multiple emails offering a FREE $1,000 WalMart gift card. My first instinct was that these offers have got to be a scam. There has to be a catch, because nothing is free, especially for a $1,000 gift card. In addition, with all the exposures to Nigerian 419 frauds, phishing schemes and malware tricks out there, anything dubious sent via email should set off a warning signal in your brain.Transfer funds to your Walmart Prepaid card from an existing bank or credit union account for free. These transactions must be completed online through the Walmart MoneyCard website. The Walmart MoneyCard MasterCard Card is issued by Green Dot Bank pursuant to a license from MasterCard International Incorporated. The Walmart MoneyCard Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A Inc. Green Dot Corporation is a member service provider for Green Dot Bank, Member FDIC. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Visa is a registered trademark of Visa International Service Association. The use of this Card is subject to the terms of your Cardholder Agreement. Green Dot is a registered trademark of Green Dot Corporation.

The Walmart MasterCard gives you the same perks as the , except you can use this card anywhere MasterCard is accepted.



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