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Get Cheap Smartphones with T-Mobile’s New Score Plan

If you want to purchase a low cost smartphone that you need to check out T-Mobile’s the new Score! plan. Even though T-Mobile is labeled themselves as the “Un-carrier,” it has a plan which you’ll have to pay every month to get cheaper access to some of the hottest smartphones in its stock. Fortunately, the plan only costs $5/month, and it’s still less expensive than paying full price for your next smartphone.

The longer you stay on Score, the better the smartphone deals you can expect, even if you’re on prepaid T-Mobile service.

After six months of payments — a total of $30 — you’re guaranteed an upgrade “at no additional cost to an entry-level 4G smartphone.” After 12 months, users get exclusive discounted pricing on every phone in T-Mobile’s lineup that’ll be bigger than the $60 paid for Score during a year.

Presumably, by this time next year, the deal will also be available on the “hottest smartphones” that will be launched during the following year. However, prepaid customers might not have access to the same devices as postpaid customers, though discounts on included handsets appear to be equally interesting.

The iPhone is not included, at least for now, in the Score offer.

More details about T-Mobile’s new mobile move are available at the source link.

T-Mobile brings back the subsidy (sort of) with Score discount program

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PCWorld | Jan 26, 2015 9:22 AM PT

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After eliminating subsidies and service contracts a couple years ago, T-Mobile has invented a new kind of lock-in with its Score program.

With Score, you pay $5 per month on top of your existing T-Mobile bill in exchange for a discount on your next upgrade. After six months, subscribers can get an entry-level 4G smartphone for free. After 12 months, subscribers get a discount on any phone in T-Mobile’s lineup.

On the entry level, for example, T-Mobile is offering the Alcatel OneTouch Evolve 2 (regularly $79) at no extra charge after six months, for a discount of $49. The discount after 12 months depends on the phone, with T-Mobile listing $100 off Samsung’s Galaxy S5 and $150 off Google’s Nexus 6 as examples. (The actual discount is at least $60 less than the MSRP of the new phone after factoring in the extra monthly payments.)

Why this matters: While Score may sound like a good deal, it’s not much different from the subsidized plans that T-Mobile and its competitors have been phasing out over the last couple years. It just works in reverse, with the discounts only coming after you’ve been paying the higher monthly costs. Either way, the result is the same: Signing up for Score makes it harder to switch carriers, as you’d basically be throwing money down the drain with each untapped installment.

Let’s say you’re a loyal T-Mobile user who has no intention to switch carriers anyway. Whether Score is actually a good deal will depend on the phone you get and how committed you are to regular hardware upgrades.

Consider, for instance, T-Mobile’s offer of $100 off the Galaxy S5, whose listed price is $610. The total price you pay, minus the $60 in monthly installments, would be $570. That’s better than nothing, but right now you can buy an unlocked Galaxy S5 on Newegg for $520, pop in a T-Mobile SIM card, and avoid the Score program altogether.

Score is going to make the most sense for new phones that aren’t being discounted elsewhere, and for phones that don’t usually sell for less than the list price, such as the iPhone and Nexus 6. But keep in mind that waiting any longer than 12 months erodes the discount you’ll get.

On a related note, Score takes away one of the biggest advantages of having an unsubsidized plan, which is the ability to keep your phone for a long time and reap significant monthly discounts. With Score, you’re under constant pressure to upgrade your phone at full price, which means you never get to the point where you’re paying less than the subsidized rates of a few years ago

As the improvements in each new phone generation become less significant, it’s never been a better time to slow the upgrade process. For most people, that makes Score—despite the “Un-carrier” marketing around it—a non-starter.

This story, "T-Mobile brings back the subsidy (sort of) with Score discount program" was originally published by PCWorld .

Jared writes for PCWorld and TechHive from his remote outpost in Cincinnati.

T-Mobile Doesn’t Care About Your Credit Score

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T-Mobile (NASDAQ:TMUS) wants your business, no matter what your credit history. At least, that's the impression given by the new Smartphone Equality campaign the company launched last week.

In a blog post, T-Mobile CEO John Legere said half of Americans can't get the best smartphone and tablet deals wireless because of their poor credit, and that T-Mobile wants to change that.

To do so, the company said customers who pay their bill on time for 12 months will receive access to the best mobile device deals, including its $0 down, no interest, and no credit check offer for new smartphones and tablets.

The new offer is good for both T-Mobile's prepaid and postpaid customers, but is this really a good deal?

Yes, if you're already with T-Mobile

But this latest Smartphone Equality deal is more likely to retain customers than to bring in new ones. Which is great, especially for people who have been paying on time and now qualify for the better deals.

On the flip side, I have a hard time believing other wireless company customers with less than stellar credit will jump to T-Mobile because they'll get a good deal a year from now. As the Consumerist noted, T-Mobile's offer only honors 12 months of on-time payments for its own customers. So if you've been paying your bill on time to Sprint (NYSE:S) for a year, T-Mobile still won't give you the $0 down, no credit check deal for new devices.

That's not a jab against T-Mobile. The carrier is trying to build more brand loyalty and is rewarding paying customers, which is never a bad thing. But it's not a big enough incentive to get Sprint customers to jump ship.

Insignificant for T-Mobile overall

What's particularly interesting about the timing of Smartphone Equality is that Sprint recently tightened its credit requirements for customers. On the company's fiscal second-quarter 2014 earnings call, Sprint CEO Marcelo Claure said this:

The subprime base that we added in the previous month to my appointment, you know, that is the main cause of why we have such a high involuntary churn, and we expect that that's going to remedy. That takes three to six months to remedy, and you're going to see that come down in the first quarter of 2015.

Low credit requirements led to some Sprint customers being unable to pay their bill, which naturally forced the carrier to drop them as customers. Sprint's overall churn rate (a total of voluntary and involuntary terminations was 2.18% for the fiscal second quarter, the highest of all the top four U.S. wireless carriers.

But T-Mobile is not risking its business by offering deals to customers without the best credit, because it is using a reasonable measuring stick for the best deals -- on-time payments. So while Sprint had to tighten up credit requirements to lower its high churn rates, T-Mobile should not face the same issue. All in all, Smartphone Equality is about T-Mobile offering yet one more -- albeit small -- incentive for its customers to stay with the carrier.

Chris Neiger has no position in any stocks mentioned. The Motley Fool recommends Apple. The Motley Fool owns shares of Apple. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.

Score a free Samsung phone from T-Mobile with the purchase of another on August 6

By Jared DiPane Friday, Aug 5, 2016 at 11:26 am EDT

T-Mobile has announced that it will be running a promotion this Saturday, August 6, that will score you a free Samsung phone with the purchase of another. That's right, if you purchase a Galaxy S7, Galaxy S7 edge, any of the Galaxy S6 line or a Galaxy Note 5 you can get another for free with the addition of a new line to the account. If you have a few lines that need upgrading, this is a great way to get more for your money.

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The carrier detailed some of the rules of the promotion. They include:

  • Get a free Samsung Galaxy superphone when you buy a Samsung Galaxy superphone with T-Mobile's Equipment Installment Plan (EIP), and add a line of service
  • Customers will be credited on their monthly bill over the 24-month EIP term for the full amount of the 2nd eligible device of equal or lesser value, after paying any down payment (they'll be credited for that, too!)
  • Qualifying devices: GS7, GS7 edge, GS6, GS6 edge, GS6 edge+, Note5

Remember, this deal is only good for Saturday, August 6, so don't let the day pass by without taking advantage of it.

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