Sw airlines credit card offer


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Author: ACCLUDE | Published on: 11 Jul 2017, 02:54 Tags: airlines, card, credit, southwest, visa, rapid, rewards| Category:

Southwest Airlines Rapid Rewards Visa Credit Card

The Southwest card is not for everyone, and does carry a hefty 99 annual fee that is charged on your first billing cycle when signing. You should carry this read card instead of the Rapid Rewards Premier if you want the flexibility to use points on other airlines and save for big international trips. For every 10,000 you spend on the card (up to 100,000 you earn 1,500 Qualifying Tier Points (Up to 15,000 per calendar year). To earn A-List status, you need to earn 35,000 Tier Qualifying Points per calendar year. Where can you fly with Southwest points? You wouldnt want to meet the threshold in November, get 100,000 bonus points but NOT get to 110,000 points in that calendar year, meaning youd have to start over on your points earning once January rolls around. Advertiser Disclosure, american AAdvantage: How to use your miles. Southwest Rapid Rewards Plus. They let you transfer points directly into your Southwest account, though they dont count toward Companion Pass status. The quickest way to achieve this would be to sign up for the Premier card, then the Business Select card (or Plus card if you do not have a business) at a time when they both have a 60,000 point bonus, earning you 120,000 bonus. Those points have a value of up to 700 in Wanna letenky Get Away airfare. For more information please see our Advertiser Disclosure. Southwest Rapid Rewards, premier, credit Card.

Southwest Credit Card review: Is the Premier worth the 99 annual

momondo Rapid leisure Rewards, premier, airlines credit, card.

The credit card offers that appear on the website are from credit card companies from which m receives southwest Airlines Rapid Rewards Visa Credit Card compensation 000 on purchases in the first 3 months from account opening. P Offer details 000 bonus points Intro Offer 95 Annual Fee. All the points you earn with the card count towards Companion Pass qualification. Earn 200 bonus cash back after you spend. A better option is to get the. Companion Pass allows you bring a companion along for free on every Southwest flight you fly for more than a year. Advertiser Disclosure, the biggest bonuses for points you can use on Southwest are with the 2017 80, pJune 30, right now. And southwest Airlines Rapid Rewards Visa Credit Card you can also earn your way toward A List status with your spending 2017 How to Upgrade Delta Flights with Miles June.. My Account, southwest Airlines Credit Card - Chase, credit Cards

Use Your Airlines Credit Card To Help Pay For Your Honeymoon

Want to earn free airline tickets and possibly hotel accommodations for your honeymoon? Some careful research and planning with the use of Visa, Master Card or American Express Airlines Credit Cards can reap some terrific rewards.

Which Airline Credit Cards To Choose?

When deciding which airlines credit cards to apply for online consider:

- Does the airline fly from my closest major airport?

These are the cards issued through the airline and miles are used only on that carrier. If the airline flies from your local airport and to your honeymoon destination, this may be the best way to go. All major airlines like Southwest, United, Continental, American Airlines and British Airways offer credit cards deals.

These cards are issued by various banks. You have more flexibility with some bank deals because they may allow you to use miles earned with their cards on several different airlines. Banks such as Bank One, Wachovia and Chase all have airline mileage program offers.

The benefits associated with airline miles do carry a price. Airline credit cards generally charge an annual fee ranging from about $19 at best to as high as $85. Those offering airline miles will usually have higher interest rates than those zero percent credit card offers. Weigh the benefits of free honeymoon travel with the associated costs to decide if it is cost effective for you.

Bonus Tips Related To Honeymoon Travel

- Look for Visa, Master Card and American Express airline credit cards that give bonus miles just for signing up. You can get as many as 15,000 miles from some credit cards.

Sw airlines credit card offer

Sw airlines credit card offerFor a limited time, Chase and Southwest have brought back this popular offer. With your very first purchase on your Southwest Airlines Rapid Rewards Plus Credit Card, you’ll earn 50,000 bonus points–enough to redeem for 2 free roundtrip flights (up to $833 towards Wanna Get Away fares).

The card has a $69 annual fee which is not waived for the first year. That fee, however, is substantially offset by the 3,000 points you’ll receive on your card membership anniversary every year, good for $50 towards a Wanna Get Away fare.

Redeem your Points towards Flights, Gift Certificates or other Travel

Points can be redeemed towards any Southwest flight, but the amount of credit you’ll receive will depend upon the fare type. For example, 120 points are good for $1 towards Business Select fares, while 100 points can be redeemed for $1 towards Anytime fares. The best redemption value, however, is towards Wanna Get Away fares, where you’ll receive $1 in credit for only 60 points. This means your 50,000 point signup bonus could be applied towards $833 of Wanna Get Aware fares, $500 of Anytime fares or $416 of Business Select fares.

Alternatively, your points can be applied towards gift cards and other travel rewards at a value of roughly a penny per point. Through December 15, 2011, there is also a special promotion where you’ll receive a 20% discount when you redeem your points for gift cards. For instance, a $50 Amazon gift card can currently be had for 4000 points, or a value of 1.25 cents per point. Note, however, that redeeming your points towards Wanna Get Away fares still yields the best redemption value at 1.67 cents per point.

At this point, it’s unclear how long Chase and Southwest plan to run the 2 free flights promotion. For more info or to apply, see the link below:

Update 11/11/11: This offer has expired.

Travel and Airline Credit Cards

Check out our list of the latest travel credit card offers, including bonus offers. Whether it's flights, nights or points, we've made it easy to compare. If you're a frequent flyer or road warrior, an airline or travel card will help you earn perks faster. The following cards from our partners offer travel rewards. Find the one suits you best and apply online .

See offers from our partners below.

  • New! We'll monitor your Social Security Number. Get an alert if we find your Social Security Number on any of thousands of risky websites.* Activate for Free.
  • Match Mile For Mile: We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates – fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No Annual Fee.
  • See additional Discover it® Miles details
  • Purchases Intro APR 0% for 14 months Balance Transfers Intro APR 10.99% for 14 months Regular APR 11.99% - 23.99% Variable Annual Fee $0 Credit Needed Excellent/Good

at Capital One's

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  • Get a metal Venture Card when you apply today
  • See additional Capital One® Venture® Rewards Credit Card details

at Capital One's

  • Purchases Intro APR N/A Balance Transfers Intro APR N/A Regular APR 13.99% - 23.99% (Variable) Annual Fee $0 intro for first year; $59 after that Credit Needed Excellent, Good

at Capital One's

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • See additional Capital One® VentureOne® Rewards Credit Card details

at Capital One's

  • Purchases Intro APR 0% intro on purchases for 12 months Balance Transfers Intro APR N/A Regular APR 12.99% - 22.99% (Variable) Annual Fee $0 Credit Needed Excellent, Good
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
  • See additional Chase Sapphire Preferred® Card details
  • Purchases Intro APR N/A Balance Transfers Intro APR N/A Regular APR 16.99% - 23.99% Variable Annual Fee Introductory Annual Fee of $0 the first year, then $95 Credit Needed Excellent/Good
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases 1
  • Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back — up to 10,000 AAdvantage® miles each calendar year*
  • See additional Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® details
  • Purchases Intro APR N/A Balance Transfers Intro APR N/A Regular APR 16.74% - 24.74%* (Variable) Annual Fee $95, waived for first 12 months* Credit Needed Excellent/Good

at American Express's

  • Limited Time Offer: Earn 100,000 Hilton Honors Bonus Points after you spend $3,000 in purchases with your new Card within the first 3 months of Card Membership.
  • Plus, earn a free weekend night award after your first anniversary of Card Membership. Offer expires on 10/4/2017.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • Terms Apply.
  • See additional Hilton Honors™ Surpass® Card from American Express details

at American Express's

  • Purchases Intro APR N/A Balance Transfers Intro APR N/A Regular APR 16.24%-20.24% Variable Annual Fee $75 Credit Needed Excellent/Good

at Bank of America's

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days — that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want — you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • See additional Bank of America® Travel Rewards Credit Card details

at Bank of America's

or call Bank of America at

  • Purchases Intro APR 0% Introductory APR on purchases for 12 billing cycles Balance Transfers Intro APR N/A Regular APR 15.99% - 23.99% Variable APR on purchases and balance transfers Annual Fee $0 Credit Needed Excellent/Good
  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
  • See additional Chase Freedom Unlimited® details
  • Purchases Intro APR 0% for 15 months Balance Transfers Intro APR 0% for 15 months Regular APR 15.99% - 24.74% Variable Annual Fee $0 Credit Needed Excellent/Good

at American Express's

  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See additional Starwood Preferred Guest® Credit Card from American Express details

at American Express's

or call American Express at

  • Purchases Intro APR N/A Balance Transfers Intro APR N/A Regular APR 16.24%-20.24% Variable Annual Fee $0 introductory annual fee for the first year, then $95. Credit Needed Excellent/Good

at American Express's

  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See additional Gold Delta SkyMiles® Credit Card from American Express details

at American Express's

or call American Express at

  • Purchases Intro APR N/A Balance Transfers Intro APR N/A Regular APR 16.74%-25.74% Variable Annual Fee $0 introductory annual fee for the first year, then $95. Credit Needed Excellent/Good

Compare Travel Credit Card Offers

Sw airlines credit card offer

Updated: September 1, 2017

Welcome to the World of Travel Cards

Every day, a new credit card seems to launch, with travel and cashback cards taking the lead. Similar in many ways, travel cards can be thought of as the “adult9rdquo; card, because the miles or points can be quite valuable, and there’s a little more thought to making them work, in part because there can be an annual fee to leverage (more on that later).

Travel cards offer a twofold bonus. First, you can use them to maximize the returns on your travel spending, saving you hundreds of dollars a year. Second, some offer special access to travel rewards, such as free nights in swanky hotels, access to exclusive airport lounges and more. Not only can travel cards benefit those who work around the world or who often travel for pleasure, they can reap great rewards for the occasional traveler. Just think – earn statement credits for a weekend getaway or a quick trip out of town. Here’s what you need to know to find the best one:

Travel rewards cards offer rewards as a points system, where the points have a certain cash value applicable toward travel spending. Often, these cards refer to points as miles. They are pretty much the same thing, although the values can vary, going above $0.02 and below $0.01 for every point or mile earned.

When earning, you can get up to $0.03 for every dollar spent for a specific category, such as restaurants or worldwide travel. Others will offer a flat 2:1 miles-per-dollar ratio on all purchases. Take stock of how much you spend, on average, for categories like restaurants, gas and yes, even airfare to decide which kind of travel card works best for you.

Certain Chase cards will increase the rewards rate if you redeem them through their travel purchase portal. You can also often redeem for clothing, electronics and other goods with many cards’ miles, although you may not get as good of a rate of exchange.

Besides the general rewards plan, you should closely examine the sign-up bonus when deciding on a travel rewards card. You will have to meet a minimum spend requirement in the first few months, so know your budget going in, to ensure you can meet the goal. Make sure you have the money to pay it back in full and on time so you don’t incur interest fees, otherwise, you have defeated the purpose of getting a bonus.

Airline-specific cards can offer unique perks, such as free checked bags, priority boarding or lounge access. If you have a loyalty to a certain airline, the right rewards rate combined with these perks may make them a superior deal compared to more general travel cards.

Some travel cards have partnerships with specific hotel and airline rewards programs, sometimes with a 1:1 ratio. So, even if you have a co-branded card, you might be able to use your miles on other brands.

Certain offers come with blackout dates in which you can’t apply your miles to reservations for certain flights or nights in a hotel. They’re usually reserved for heavily trafficked times, such as holidays or days near major events. Again, having a plan comes in handy. Do you require fuss-free redemptions? Or do you travel enough during off-peak times that blackout dates won’t bother you?

Also, pay attention to expiration dates. Your miles can expire if you don’t use them by a certain deadline. Others allow you to keep your miles as long as your account is active.

Some cards may require you to book through an airline’s website in order to apply your points to the cost of your flight.

Finally, some travel cards will offer a certain reimbursement amount if your trip is delayed. They can also have trip insurance, lost luggage reimbursement and other benefits.

Be mindful of annual fees. You’ll want to make sure you will use the card enough to offset an annual fee. Also, cards specific to a hotel or airline may offset the annual fee cost with certain perks, like one free night’s stay or free flight every year you keep your account open. Many cards waive the fee for the first year.

Below are a variety of frequently asked questions and answers regarding travel rewards and programs. You can also read our detailed reviews of travel credit cards once you have narrowed your choices down to a few cards. The reviews can help you confirm which offer fits your needs. If you’re homing in on a card for a specific airline or hotel, we have reviews for those, too.

A travel credit card can reward you for travel behavior, such as eating at restaurants or staying at hotels. Some are loyalty cards in which you benefit from using specific hotel or airline brands. Others, such as the Barclaycard Arrival Plus, have an open-ended reward and redemption system that allows you to redeem for all manner of travel expenses.

Travel cards are an excellent way to get reimbursed for vacations, make purchases on shopping portals, gain access to airport lounges, get free baggage checks and more. Today, there is a huge selection of travel cards, so it’s important to shop around and pick the one that’s best for your lifestyle.

Airline miles were originally designed for airline loyalty programs in which you got credit in the way of “miles9rdquo; for your spending on a card. Today, miles cards sometimes are not attached to a specific airline, such as Discover it Miles, or a card may have partnerships with a variety of airlines, such as the Chase Sapphire Preferred.

There are also hotel travel cards, which will typically refer to the benefits as “points.9rdquo; Whether called points or miles, these benefits can earn you savings in the hundreds each year. By putting miles toward flights or points toward hotel stays, you can get a statement credit for vacation expenses and more.

How do I get a travel credit card?

When you apply for a travel credit card, the card issuer will gather some information, including Social Security number, name and address, and income. Fill out the form honestly, because you can have the card revoked if you’re caught in a lie. Income can be money you have access to, rather than just your salary, so if you and your spouse are employed, you can combine the incomes. This is helpful if you are an at-home parent and the family has just one income.

Many cards will approve or decline you within minutes. If you are approved, you may be able to shop online with your new account. Your card will arrive within a few days in the mail.

How to compare travel credit cards

Here's how to compare travel credit cards:

Track your spending for 2 months. You'll want to see how much you spend on items such as groceries and gas.

Study a mix of travel cards, including Chase Sapphire Preferred, Delta Gold from American Express and Barclaycard Arrival Plus. Each has a specific type of model: The Sapphire Preferred offers a vast variety of partnerships with airlines and hotels; the Delta Gold rewards you for spending at a specific brand; and the Arrival Plus is a good choice for general travel.

Compare the signup bonuses and decide if you can afford the required spend. Also, look at the annual fees and compare to the benefits your receive, such as free baggage checks, miles earned, and rental car insurance.

Why do creditors offer travel cards?

On the surface, it doesn't make sense why creditors or credit card issuers offer travel credit cards. But it makes sense, once you understand the issuer business model. Here's how it works:

  • Card issuers charge fees such as late payment fees, annual fees, balance transfer fees and cash advance fees. For example, when you transfer a balance to your new card, you are usually charged a 3%-5% fee or $5-$10, whichever is greater. Even if the card offers a 0% intro APR, and you pay your balance by the time the offer ends, the bank still gets a take.
  • Card issuers, as you probably know, benefit from interest fees you pay when you carry a balance past a month. These fees are hefty, with the average APR running at about 15%. If you make a $500 purchase and your APR is 17%, a monthly minimum payment will mean that you pay for 24 months and pay $92 in interest. Great for the issuer, not so amazing for you. That's why it's important not to carry a balance, or you'll wash away the earnings you've made with your travel card.
  • Card issuers and networks earn a processing fee for each transaction that is typically paid by the merchant. Called interchange fees, they are based on the volume and value of transactions. Usually, the consumer is not impacted by this fee, which can be a percentage of the transaction of say, about 2%, plus a flat fee of perhaps $0.10 per transaction. That said, you can be charged a “checkout fee” for using your card.

With all these fees floating around, what do you do? First off, pay in full and on time each month. That will keep you from paying late fees and interest fees. Also, keep an emergency fund so you won't be tempted to take out a cash advance. Finally, ask the merchant if you are being charged a checkout fee for using your Visa or MasterCard. If so and it's a big purchase, you may want to think about shopping elsewhere.

What are the advantages of a travel credit card?

Travel cards have a number of advantages, including the ability to earn statement credits for travel and sometimes luxury benefits, such as access to airport lounges.

If you are loyal to a specific hotel or airline brand, you can earn double miles for spending on that brand and even earn stays and other loyalty benefits. Some cards, such as the Barclaycard Arrival Plus, allows you to earn 2X miles on everything, then you can earn a statement credit on travel purchases of your choosing. This allows you to shop around for the best hotel, airline, limousine service, condo, rental car, and so on. Add to that, your miles don’t expire, although there can be a deadline for redeeming a specific purchase.

What are the disadvantages of a travel credit card?

There are a few disavantages to travel cards, but nothing that can’t be overcome.

As you know, travel cards can have an annual fee, but that doesn’t have to be a disadvantage. Simply make sure you will spend enough to cover the fee. If, for example, you have a $59 annual fee and you get 2X miles on every purchase, you’ll need to spend a minimum of $3,000 throughout the year to get 6,000 miles, which is enough to cover the annual fee.

Another challenge, and this is true for all credit cards, is that you can incur interest fees if you carry over a balance. There’s an easy answer, though. Just don’t charge anything you don’t already have the money to cover, and pay in full and on time each month.

How do frequent flyer credit cards work?

Frequent flyer credit cards reward you more for airline-related expenses including baggage checks, tickets, and food and drink. The higher end cards might also gain you access to such benefits as brand-specific airport lounges. The more you use the card on airline expenses, the more you benefit with miles that can be redeemed for flights.

Heads up that frequent flyer miles can expire, so read the fine print. Also, there can be blackout dates, so before taking out a card, make sure it’s a product you’ll use based on your current habits. Do you only travel for the holidays? Do you not really have an interest in airport lounges? That will impact the card you apply for.

How do you use your airline miles?

Cards vary widely when it comes to using your airline miles. Some cards offer a portal that allows you to redeem for qualified packages, flights, hotels and condos, and more, such as the Barclaycard Arrival Plus. The Arrival Plus allows you to redeem on any qualifying travel expense through a card portal that tracks how many points you need to redeem an item and how much more time you have to redeem for each item. Others limit how you use the miles to specific brands. For example, the American Express Delta cards’ miles can be specifically used for Delta flights and other Delta expenses.

Many travel cards offer a signup bonus in which you spend a certain amount on your card within a certain period of time, usually 3 months or 90 days, in exchange for a one-time bulk of miles or points. Some cards, such as the Chase Sapphire Preferred, also give you points for behaviors such as signing up your first authorized user within a certain amount of time. You typically have to be a new cardholder.

While the bonus miles are a great draw for the new cardholder, there are a couple of things you want to make sure about before signing up. First, do you have the cash on hand to pay back the purchases you make to qualify for the bonus? You’ll want to be able to pay it back by the due date of that month, or you’ll incur interest charges, which basically would defeat the purpose of the bonus miles. Remember, a credit card is not designed to be a long-term loan.

Second, are you going to use the card enough to make the annual fee worth your while? Calculate how many miles you need to make up for the fee, even if the fee is waived the first year, because you want to consider a card to be a financial product for the long haul. Why? Because the longer you keep a card and treat it well, the better it is for your credit.

How many miles does it take to get a free flight?

Miles redemptions for a flight vary widely, and it depends on the type of ticket you want (ie. First class) and when and where you travel, but for example, on an Oct. 28, 2016, Delta flight from LAX to JFK (main cabin), it would have run you 25,000 miles.

Miles can also be used to upgrade your seat, purchase a companion’s ticket or buy refreshments. Miles often don’t expire (read the fine print), so it can be worth your while to save up for a big trip. Just double down on paying for things you would buy anyway to earn those miles. Sometimes you can pay rent, car insurance and utilities with your credit card. Just make sure there are no fees for those charges.

How do you use a travel credit card to save money?

Using a travel card to save money only works if you use your card for purchases you plan to make anyway and if you pay your card bill in full and on time each month. That way, you avoid late fees and interest charges. You also want to make sure that your planned spending will put your miles or points above the annual fee. So, if you have an annual fee of $95, and the redemption is at $0.01 for every mile, you want to make sure you plan to earn at least 9,500 miles or points in a year.

Ideally, you want to focus on your best travel or rewards card, and put as many purchases as possible on it so that you earn maximum miles.

What do you need to consider before getting an airline credit card?

4 things to consider before getting an airline credit card:

  • Are you going to earn more points or miles than the value of the annual fee? This can be a deal-breaker, because there is no point is taking out a card that you won’t be using to the fullest extent.
  • Will you be able to pay off the balance each month and on time? Again, you don’t want to be in a situation where you are paying interest charges each month. Only put charges on your card that you can pay off by the deadline.
  • Will you have an opportunity to use the miles or points? You don’t have to be a big traveler to take advantage of many cards, but you want to make sure this is a card that you will benefit from.
  • If it’s a loyalty card, will you realistically use it for that brand without cramping your style? If you aren’t dedicated to a particular brand of hotel or airline, there are a number of great cards that allow you the freedom to use all manner of travel brands.

How do you strategically use an airline credit card?

9 strategies to maximize airline rewards:

  • Research thoroughly before choosing your card. Read the fine print. Do miles expire, and when? Are there blackout dates? Can you live with the limitations?
  • Make it your go-to card. See if you can pay your rent or utilities with it. Buy your groceries with it.
  • Don’t spend just to earn miles. Only use it to buy what you were going to buy anyway.
  • If you can’t pay it off in full each month, there’s no point in acquiring it. The interest fees will overshadow any miles or points you’ve earned.
  • Never go over the limit or pay late. These are wasted dollars.
  • Letting points expire are a waste. Keep track of when points are due to expire and plan ahead to use them so you aren’t wasting them on expensive travel dates. Also, with some programs, earning just one point can reset the expiration date.
  • Stay flexible and try a variety of travel dates when redeeming. For example, international flights are sometimes cheaper midweek. And flying on Christmas Day can be cheaper than flying on Christmas Eve.
  • Sign up for loyalty programs, use shopping portals and use travel portals that might earn you additional points, such as the Chase Ultimate Rewards portal. Frequently check for deals.
  • Make a goal to use points for a trip, then do it.

What do you look for in a travel rewards credit card?

Here are 7 things to look for in a travel rewards credit card:

  • Is it flexible enough for your needs? There’s no point in taking out a card if you’ll never redeem the miles.
  • Will you earn more points than the cost of the annual fee? This is a deal breaker.
  • Will you use it without overspending? Never carry over a charge from month to month.
  • Are the benefits, such as complimentary auto rental insurance or airport lounges, items you will use? If not, there may be a good card for you with a lower annual fee.
  • Do you want a card with a shopping portal? This is a great way to save some money, although heads up that the rate of exchange can be lower.
  • Will you use the loyalty program, if there is one? For example, hotel brands might offer one free night after a certain number are purchased.
  • Are blackout dates or points expiration rules a deal breaker? As always, read the fine print.

How much is a frequent flyer mile worth?

While a frequent flyer mile is often worth $0.01, it can be more or less, depending on the program. For example, according to our valuation system, the Discover it Miles valuation is $.01 for every mile, while the Chase Ultimate Rewards portal, with the Chase Sapphire Preferred, is valued at $0.0126. That means if you have accumulated 30,000 miles with your Discover it Miles card, those miles are worth $300. If you have the Chase Sapphire Preferred and you want to redeem them in the Ultimate Rewards portal, you will get the equivalent to $378 when you redeem. (CreditCards.com’s valuation system: A reward value is determined by calculating the cost per reward unit [point or mile] for obtaining a good or service.)

How do you redeem airline miles?

When redeeming airline miles, sometimes it’s as simple as going into a portal after the purchase and clicking a button. In other cases, such as the American Express Delta cards, you log into your Delta account to purchase your tickets. Before choosing a card, make sure you are clear about the steps and decide if you can live with those steps.

In the same way that you need to make sure that you’ll take full advantage of the card’s benefits and that you’ll maximize the savings, you want to ensure that the way that you redeem suits your lifestyle. Some cards are very easy to use, allowing you to redeem for pretty much anything that is travel-related, including limousine service. Others allow you to maximize your miles with a travel portal that gives you a bonus for redemptions.

Do frequent flyer miles expire?

Frequent flyer miles often expire. Some, such as Delta, don’t. Others require your account to remain active, although that can be as simple as earning a single mile before the expiration date. Make sure you read the fine print so you aren’t scrambling to use your miles.The key is to stay organized. Plan a specific trip for your miles and budget how many miles you need to earn to reach your goal. Never, ever, go over what you can afford, and mark on your calendar when the miles would expire.

Can you transfer airline miles to hotel points?

Usually you can’t transfer airline miles to hotel points, but there are exceptions. The question is really: Should you do it? The answer to that is typically no, because the transfer ratios are rarely favorable. It’s best to choose your card carefully and make sure you will use it well.

Before applying for a card, look at your past history. Do you love and use the brand that the card co-brands with? Have you used that brand in the past, and will you use it in the future? How often will you use it? If you can see yourself earning enough points or miles to make the card worthwhile, go for it.

Can you transfer miles to another person?

You might be able to transfer miles to another person, but it may not be to your advantage financially because you may be charged a fee for the transfer. Instead, book an award seat for someone else by entering their name instead of yours in the portal. Just keep in mind that in the case of international flights, some airlines require to see the card that was used. Sometimes, even the cardholder has to be present at flight time, or the ticket isn’t honored.

Can you transfer miles from one airline to another?

Typically, you can’t transfer miles directly between airline loyalty programs, although you may be able to earn and redeem miles for flights on partner airlines. In fact, in some cases, partnerships offer a 1:1 ratio.

Research which airlines your card’s co-brand has partnerships with, taking special care to look for airlines that fly out of your city or to destinations you often travel to. Also, research the transfer ratio.

Before applying for a card, research several cards, because the best deal may not be your favorite brand. You may in fact find that a more general card will give you more generous miles earned or that a card includes partnerships with your favorite brand.

Is a travel credit card right for me?

There are a few factors that will help you decide if a travel card is right for you.

First, do you have strong credit? Travel cards typically require good or excellent credit, so there is no point in applying unless you have at least a 700 FICO score, the dominant scoring model that lenders use. It has a range of 300-850, with 850 as the best.

Do you have a good handle on your finances? To maximize a travel card, you need to be able to juggle a couple of balls. It’s not difficult, but if you are not sure how much money is coming in, how much you spend each month, and what you are spending it on, you may want to hold off on getting a travel card. Why? Because to use the travel card successfully, you will want to use the card as much as possible, but never on something you don’t already have the money for. A cashback card such as the Chase Freedom Unlimited may be a better choice for you for now, because it offers a straight 1.5% cash back and there’s no annual fee.

Finally, do you travel at least somewhat? You don’t have to be a jetsetter, but to take full advantage of the card, you’ll want to at least be someone who travels a couple of times a year, or on a few weekend trips a year. The best way to assess this is to look at your travel habits in the past year, study how much you spent, and track which airlines and hotels you stayed at.

With a little effort on the front end, a travel card can save you hundreds a year on travel expenses, give you free nights or even flights, or even grant you access to luxury airport lounges. Find the right card for you.

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, we ask that you do not disclose confidential or personal information such as your bank account number, phone number, or email address. Keep in mind that anything you post may be disclosed, published, transmitted or reused.

The comments posted below are not provided, reviewed or approved by the card issuers or advertisers. Additionally, the card issuer or advertiser does not assume responsibility to ensure that all posts and/or questions are answered.

Southwest 50,000 mile credit card offer

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UPDATE: This offer is expired. For active Chase refer-a-friend offers on the Southwest card or any other Chase cards, please see:

Sw airlines credit card offerThe “regular” offer for Southwest credit cards is earning 25,000 miles after spending $2,000 in the first 3 months. I put regular in quotation marks, because it seems like the offer goes up to 50,000 often enough that it seems silly to apply for a “mere” 25,000 miles

I don’t want this to be a blog that is constantly talking about credit card signups, but I hope that you will indulge me at least a little! It’s actually one of the sore spots in the travel hacking community. There are some bloggers that are viewed as just shills for the credit card companies. I have read commentary from some of the more seasoned bloggers out there lamenting the fact that everything is so focused on steering readers into credit card signups. Frankly, although I can see their point, a lot of it is just too much drama for me so I tend to just ignore that.

The fact is that many bloggers earn a referral bonus for credit card signups that are generated by their blog. In a perfect world it wouldn’t affect the content, but I’m sure that at least for some blogs that it does. But I know for myself, when I signup for new credit cards, I like to go through the referral links of bloggers that I enjoy reading, in an attempt to help support them. I know have gotten requests from readers asking if there were any links that they could use that would support me.

Sw airlines credit card offerAll of that is a long-winded way of saying that I got an email from Chase the other day saying I could “refer” my friends. You get the 50,000 point offer and if you sign up and use the card, then I get 5,000 points. This is the best offer that I know of, and if you are looking to support the blog, I of course always appreciate it.

I have written before about Southwest and the companion pass. I think that Southwest is probably the best airline for getting free family travel, and I have this card and definitely recommend it. Some of the benefits are:

  • 50,000 Southwest points (they say that’s good for 2 roundtrip flights but in reality, it’s probably way more depending on how expensive your flights are)
  • No foreign transaction fees
  • Gets you almost halfway to the companion pass, which lets a companion fly free on every flight you take for up to 2 years
  • The advantage of Southwest is that because the points are worth a fixed amount, you can book any flight on points – no blackout dates

So there you have it – if you have been dying to support Points With a Crew and just itching to know the way to do it (right? right? anyone? ), here you go – Southwest 50,000 point offer. As always, your support is appreciated.

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