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www.zocaloans.com – Apply Small Dollar Loans With ZocaLoans

November 23, 2016 By daftown

  • Complete a short 5 minute application to obtain a small dollar loan
  • Zoca does not require good credit in order to be approved
  • Loan amount can range between $300 to $1000

The Zoca Loans offer is open to legal residents of the United States, who are 18 years of age or older, and have a source of steady income (i.e. a job). Most applicants should receive a decision instantly and have the funds in less than 72 hours. Any questions about the Zoca Loans application can be directed to a customer service agent at 888-980-1532 (an email address is also available at [email protected]… please allow up to 48 hours for a response via email. Applicants applying for a loan via Zoca Loans must have a bank account in good standing and the account must accept unlimited ACH debits and credits. Those who are approved for a loan can usually expect the funds to arrive by 9 pm the next business day (those who need the funds expedited can pay a wire option fee for an additional $30). Loan payments will be automatically debited from the same account that the funds were initially deposited into. Payments will be withdrawn on the agreed upon payment dates stated in the original loan application documents.

  • The balance of a loan can be checked at anytime (24/7) via the customers account summary
  • Customers must allow 3 days to apply for a new loan once a current loan is paid off (this is known as the Zoca Loans three-day “cool-off” period)
  • Loan applications can be made over the phone or online
  • Zoca Loans will never charge the customer additional fees for pre paying the loan
  • Zoca Loans encourages the customer to pay the loan down as soon as possible
  • Those who need a payment extension MUST request the extension AT LEAST 2 days before the scheduled pay date


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