Zions bank personal account

Zions Bank Online Banking Login

Zions First National Bank began operations in Salt Lake City in 1873. Zions Bank offers a number of traditional banking and innovative technology services.

With Zions Bank’s Online Banking service, you get Internet banking which allows you easy access to your bank account information. The online service only cater for those individuals who have enrolled for the service. The guide below will direct Zions Bank customers to login and enroll for the online banking service.

Registered Zions Bank Online Banking clients can access their accounts. To be able to access your accounts, the bank requires you enter your Login ID and Password. Please consider this guideline to login:

Step 2- In the homepage, please enter your Login ID and Password, then click GO

Zions bank personal account

Once the bank approves your login credentials, you will access you be logged into your account

If you are unable to recall your password, don’t worry. It’s easy to obtain a new password online since Zions Bank allows you to recover your password online. Here is how you can reset your password:

Step 1- On the homepage, just below the login area, click Reset My Password link shown below

Zions bank personal account

Step 2- Please enter your Login ID, then click Continue

Zions bank personal account

The system will take you through the remaining steps to reset your password

Online enrollment takes a few minutes. Online enrollment is possible only to personal banking customers who have existing Zions Bank Checking, Money Market or Savings account. Consider these steps to enroll:

Step 1- In the bank’s homepage, click the Enroll Now link just below the login area

Zions bank personal account

Step 2- Review the requirements and benefits of enrolling for the service, then choose Online Banking and click Continue

Zions bank personal account

Step 3- Please enter your Card Number, choose your card type and enter the last 4 digits of your SSN, then click Continue

Zions bank personal account

Upon establishing your identity, the bank will take you through the remaining steps of enrollment


Zions Bank’s Online Banking allows customers to:

  • View balances and transaction histories
  • Pay bills online
  • Set account alerts
  • Transfer funds

Zions Bank: From Utah's first bank to online banking

Zions bank personal accountZions Bank has been serving customers in Utah since 1873, when it first opened in Salt Lake City. Today, it operates 125 full-service financial centers in Utah and Idaho. The bank operates more than 200 ATMs in these states, and employs more than 2,500 people.

Zions Bank history and locations

The bank traces its history to Brigham Young. On July 10, 1873, Zion's Savings Bank and Trust Company was incorporated and became the state's first chartered savings bank and trust company. During that first day of business the bank's cashier and tellers recorded deposits of just more than $5,876.

In late 1957, Zion's Savings Bank and Trust Company, Utah Savings and Trust Company and First National Bank of Salt Lake City merged to form Zions First National Bank. This larger institution boasted $109.5 million in deposits. (The merger also signaled the end of that apostrophe in Zion's Savings Bank.)

Today, Zions Bank operates under the Zions Bancorporation, a corporation that provides banking offices in 10 western and southwestern states.

Like all large banks, Zions Bank provides several tiers of checking accounts.

The basic level, the bank's Simple Checking Account, offers some nice perks. It has no monthly maintenance fees and customers don't have to maintain a minimum monthly balance. They can also write an unlimited number of checks each month without any extra charges.

Simple Checking also comes with direct deposit, overdraft protection, a debit card from Zions Bank, online bill pay, mobile banking and automatic transfer services.

Those customers wanting to upgrade can move to the bank's Gold Checking Account. This account comes with additional benefits, such as a rent-free safe-deposit box, notary services, discounts on mortgage-loan origination fees, reduced rates on installment loans and free traveler's checks, money orders and cashier's checks.

Customers can choose from two main savings accounts at Zions Bank.

The bank's Statement Savings is a fairly basic account. You'll need a minimum opening deposit of $50, and you'll have to pay a $3 monthly maintenance fee if your balance falls below $200. You can make unlimited withdrawals and up to six transfers within a cycle of 30 days. Be careful visiting tellers, though: You'll have to pay a fee of $2 every time you withdraw from a teller if you make more than three withdrawals a month.

Ultimate Savings Account: High Yield Savings Option

The bank's Ultimate Savings account earns a higher interest rate if your balance is $5,000 or higher. It also comes with perks such as mobile banking, online banking and tablet banking.

Zions Bank has been recently recognized during MoneyRates.com Best Savings Accounts feature for its money market rates. You can open a basic or high interest money market account. You'll need a minimum opening deposit of $1,000. To earn interest on the account, you'll have to maintain at least $1,000 in your account at all times.

The bank's premium offering in this category, the Gold Money Market account, pays higher interest rates.

Zions Bank is a solid choice for consumers who don't want to worry about incurring monthly fees. Most of the bank's products charge fees only in extreme circumstances, such as if you continually make withdrawals from your savings account in person with a teller. The interest rates provided on savings, checking and money market accounts aren't exceptional, but they are within industry norms.

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Zions bank personal account

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. [+ More]

He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

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